Rat Terrier
An American farm terrier and vermin hunter. Lively, affectionate, and astonishingly long-lived, with a keen intelligence that makes it one of the more trainable terrier types.
Do Rat Terriers shed?
No — Rat Terriers shed very little. This is one of their most appealing traits for people who'd rather not hoover twice a day. You'll still want to brush them regularly to keep their coat healthy, but you won't find hair on every surface you own.
Are Rat Terriers good with kids?
Yes — Rat Terriers are generally good with children. They tend to be curious and alert, which makes them a natural fit for busy family life. Always supervise any dog around young children, regardless of breed. Their high energy actually works in their favour here — they can keep up with kids for hours.
Are Rat Terriers good with cats?
Rat Terriers have a strong prey drive and will often chase cats. It\'s not impossible to have a Rat Terrier and a cat together, but it takes careful management — separate spaces, slow introductions over weeks, and never leaving them unsupervised until you're absolutely certain they're safe together. Some Rat Terriers raised with cats from puppyhood learn to coexist, but the prey drive is rarely fully extinguished.
Are Rat Terriers easy to train?
Rat Terriers are easy to train — one of the best breeds for first-time owners in this respect. They respond well to positive reinforcement (treats, praise, play) and pick up new commands quickly. Their intelligence means they get bored with repetitive drills — keep sessions short (5–10 minutes) and varied. Basic commands like sit, stay, and recall can usually be taught within weeks. The bigger challenge is maintaining consistency, not the dog's ability to learn.
Do Rat Terriers bark a lot?
Rat Terriers bark at a moderate level — they'll alert you to strangers or unusual sounds, but won't bark continuously for no reason. Separation anxiety can increase barking in any breed. If left alone too long, a Rat Terrier may become vocal — something to factor in if you work long hours. With consistent training ("quiet" command + reward), most Rat Terriers can be taught when barking is and isn't appropriate.
Are Rat Terriers hypoallergenic?
No — Rat Terriers are not hypoallergenic. They shed low amounts of hair and dander, which is the main allergen trigger for most people. If allergies are a dealbreaker, consider a Poodle, Bichon Frise, or a Poodle-cross (Cockapoo, Cavapoo, Labradoodle) instead — all produce much less dander.
How much exercise does a Rat Terrier need?
Rat Terriers need 90–120+ min/day of exercise daily. This is a highly active breed — one short walk won't cut it. They need sustained, vigorous exercise. Without it, expect destructive behaviour, hyperactivity at home, and a generally miserable dog. Running, hiking, fetch, swimming, agility — this breed is up for all of it.
Mental exercise matters as much as physical. A Rat Terrier with a bored brain will find its own entertainment — usually involving your sofa or your shoes. Training sessions, puzzle feeders, and nose-work games all count.
Rat Terrier health problems
Like all breeds, Rat Terriers are prone to certain conditions. Knowing about them upfront means earlier detection, better outcomes, and fewer surprise vet bills.
- Dental disease. Smaller breeds have crowded teeth and are prone to periodontal issues. Brush teeth regularly.
- Luxating patella. Kneecap slipping, especially common in small breeds.
- Obesity. The most preventable health problem across all dog breeds. Keep them at a healthy weight.
- Annual vet checks. Catching problems early makes all the difference.
How long do Rat Terriers live?
Rat Terriers typically live 15–18 years. Smaller breeds generally live longer — one of the genuine advantages of a small dog.
Lifespan is heavily influenced by weight management, exercise, genetics, and access to regular vet care. A Rat Terrier at a healthy weight, with good genetics and regular check-ups, will typically live toward the top of that range.
How much does a Rat Terrier cost in the UK?
A Rat Terrier puppy from a reputable KC-registered UK breeder typically costs £500–£1 500.
If you see a Rat Terrier puppy advertised for significantly less than £500, be very cautious. Low prices are the most common red flag for puppy farms.
The purchase price is just the start. First-year costs typically include:
- Vaccinations: ~£80–120
- Neutering/spaying: £200–400 depending on size and vet
- Microchipping (mandatory in UK): ~£20–30
- Bed, crate, leads, collar: £100–250
- Food (per year): £400–£1,200+ depending on size and diet
- Pet insurance: £18–£40/month (see below)
- Routine vet visits: £50–200/year
Total first-year cost beyond the puppy price: typically £1,500–£3,000.
Rat Terrier pet insurance
Pet insurance for a Rat Terrier in the UK typically costs £18–£40/month for comprehensive lifetime cover.
Lifetime cover is strongly recommended over cheaper time-limited or maximum-benefit policies. Once a condition is diagnosed and treated, lifetime cover continues to pay for it every year. Time-limited policies exclude it after 12 months — exactly when chronic conditions become expensive.
Compare quotes from Petplan, ManyPets, Waggel, and Animal Friends — all have strong reputations for actually paying out claims. Always check the annual limit (aim for £7,000+ per condition) and whether hereditary conditions are covered.
Questions about Rat Terriers
Detailed answers to the most common questions about the breed
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